We can help you move into a new home without any down payment if you qualify. A 3% to 5% down payment can qualify you for a better interest rate, however if you don't meet the requirements for a 3% to 5% down loan, you can see if you qualify for a 30 -year fixed loan with no money down. Please note these products have a higher interest rate and a prepayment penalty and are not available from many lenders.